CoverKids provides comprehensive health coverage for children 18 and under and maternity coverage for pregnant women. Coverage for children is similar to the benefits offered to dependents of state employees.

CoverKids must be your only health plan. To get benefits, your child cannot be part of any other plan. You cannot use CoverKids as a second health plan.

CoverKids HealthyTNBabies covers pregnant women who do not have maternity health benefits. If you have another health plan, you cannot be part of CoverKids HealthyTNBabies. You cannot use CoverKids HealthyTNBabies as a second health plan.

Emphasis will be placed on preventive care and services most needed by children, including vaccinations, well-child visits, healthy babies program, and developmental screenings. Refer to the benefit plan Tennessee has proposed to the federal government for more information on covered services.

No monthly premiums will be charged for those that qualify under 250% of the federal poverty level. There are low co-pays for sick visits and medications.

Families above the income limit who wish to purchase coverage for their child can “buy in” to the program by paying monthly premiums. The premiums for children over 250% of the FPL are approximately $249 up to $375 per month per child for the year 2013.